I don’t start with your income or your investments. I start with you.
Deliberate Finances works with clients on an ongoing basis to engage in fully comprehensive financial planning.
Ongoing Comprehensive Financial Planning
Designed for life after inheriting – and all the life that comes after that.
- Personalized guidance tailored to you: An inheritance can shift your entire financial picture. I take the time to understand not just the new numbers, but your values, goals, and questions in this moment of change. Whether you’re adjusting to new responsibilities or exploring new possibilities, I’ll help you chart a course that fits you.
- A dynamic, ongoing partnership: Inheriting wealth isn’t a one-time event — and neither is financial planning. As you settle estates, sort through accounts, and navigate the emotional aftermath, your needs will evolve. With regular check-ins and plan updates, we’ll adapt your strategy together as life unfolds.
- Confidence in every financial decision: When you’re facing a financial transition this big, it’s easy to second-guess yourself. I’m here to help you avoid costly mistakes and make confident, informed decisions from managing new tax complexity to clarifying what’s truly possible for your future.
- Investment management included: Your investments should reflect your updated reality. As part of our ongoing work, I’ll manage your portfolio in alignment with the goals outlined in your plan, always with an eye on balancing risk and potential return — and making sure your money is working for you.
- You can read more about my financial planning process here.
Financial Planning for Individuals
Starting at
$4200/ year
- Plus an up-front fee of 1/4 of the annual fee. Fees are based on complexity of your situation and are paid in monthly installments.
Financial Planning for Couples
Starting at
$6000/ year
- Plus an up-front fee of 1/4 of the annual fee. Fees are based on complexity of your situation and are paid in monthly installments.
Topics covered in comprehensive financial planning include, but are not limited to:
- Identifying short and long-term goals
- Creating a plan for withdrawals from inherited IRAs
- Tracking savings progress
- Expense tracking and managing cashflow
- Student loan repayment, including PSLF, IBR, PAYE, REPAYE, etc.
- Giving plans and tax-efficient charitable contributions
- Getting ready to buy a home
- Maximizing workplace benefits and employer equity programs
- Insurance needs assessment
- Tax planning
- Retirement planning and account consolidation
- Preparing to have or adopt a child
- Merging finances with a partner
- Managing investment risks
- Evaluating estate planning needs
As a fee-only financial planning firm, my compensation only ever comes directly from clients. I do not accept any commissions, referral fees, kickbacks or other forms of payment that could influence my recommendations to you.
Everyone needs a financial plan.
Take the first step in building your financial future.